SMB Funding
Financial Solutions that can help your Business Grow
SMB Funding in Canada & USA. Financing built for small businesses Get funds for your small business in just 24 hours. SMB Funding is dedicated to helping your small or mid-sized business succeed by providing quick, easy small business funding in as little as one business day. We provide alternative business funding from as low as $5,000 up to $500,000 in all industries across Canada & USA.
24-48 hours Process
Fast & Easy Process
No Prepayment
No Hidden Fees
24/7 Support
Dedicated Customer Support
5 Days Process
Fast & Easy Process
No Prepayment
No Hidden Fees
24/5 Support
Multilingual Support
Merchant Cash Advances
You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the advance have been met.
Small & Medium Business Loan
SMB Funding is dedicated to helping your small or mid-sized business succeed by providing quick, easy small business funding in as little as one business day.
Business Line of Credit
Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go and only pay interest on the amount you’ve borrowed.
Payment Processing Solutions
We provide best merchant services for you. We are very professional and friendly.
We provide best solutions for your business growth.
We fund businesses in most industries
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MEDICAL

RESTAURANTS

CONSTRUCTION

The Best Sources for Small Business
Essential Guides
Learn everything you need to know about small business funding, from funding options and how small business loans work to approval requirements and how to apply.
Funding by Industry
Read our Industry Funding guides to compare your funding options and choose the best funding for your business, whether you’re starting up or looking to grow.
Business Management
It’s important for all business owners to understand the basics of managing their small business. Read our guides to managing business finances, marketing, growing your business, and more.
Funding Blog
Read our expert advice on everything you need to know about small business funding, featuring general and industry-specific funding information, ideas and opportunities, and more.
Responsible Funding you can trust
At SMB Funding, our mission is to help small- and mid-sized businesses in Canada & USA grow without the stress of applying for small business funding through a traditional lender. With a streamlined online application, faster turnaround, and approvals based on your business’s potential—not just your credit rating—we can approve more small business funding than traditional lenders, often in as little as one business day.
Apply for a small business loan online and get the funding you need in as little as 24 hours. Our Funding Advisors will respond within an hour (during regular business hours) to help you find the right small business financing option, as well as answer any questions you might have.
With funding from $5,000 up to $500,000 SMB Funding offers a variety of small business funding options to suit your business, including:
Merchant cash advances
A merchant cash advance is not technically a business loan but instead offers an advance against future sales, based on past debit and credit card sales.
Alternative small business loans
We provide small and medium business loan within short period of time with hassle free.
Small business lines of credit online
Read our business line of credit guide for information on the different types of credit available for businesses.
Payment Processing Solutions
We provide best merchant services for you. We are very professional and friendly.
Small Business Funding Minimum Requirements
SMB Funding offers small business funding options with minimum eligibility requirements:
Location : Canada & USA
Monthly Revenue : 15K
Time In Business : 6 Months
Our Features
Quick Easy Flexible
Interest Free
SMB Funding allows businesses to obtain an interest-free advance on the regularly flowing funds of the merchant account.
Quick & Easy
SMB Funding offers small business funding options with minimum eligibility requirements:
No Hidden Feens
No interest costs, No fixed payments, or hidden admin charges throughout the duration of your loan.
Secure Process
Apply, qualify, and get cash fast! It’s safe and secure with no application fee.
Apply 5 Minutes
You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.
Flexible Payback
Your payback plan is based on your company’s cash flow.
Step You Will Get The Loan
Fast & Easy Process
01.
Complete Application
You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.
02.
Review Options
Our team will reach out and work with you to determine the best solution.
03.
Get Funds
Receive your funds in as fast as 24hrs after approval.
Your Next Financial Goal
We’re All About Helping You TO Grow your
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Our News
Latest News
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Customers Testimonial
What Our Clients Say

Fred Rodriquez
Bunisess Advisor
I highly recommend SMB Funding. The staff is very professional and friendly. I will definitely do business with them again.

Mike
Financial Advisor
I have been working with SMB Funding for my funding needs since last year. The process was hassle free, but more importantly – timely.

Bennett Miller
Business Owner
SMB Funding is great! They really helped our business when we were in a crunch! We would recommend SMB Funding to anyone!
FAQ
Popular Questions
Where do you fund small businesses?
We fund businesses in the United States, including the U.S. territories of American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the U.S Virgin Islands. We also fund in Canada.
My business is based in Canada. Am I eligible for working capital funding?
Yes! We fund businesses in Canada, in every province.
How much working capital can I receive?
We provide working capital loans from as low as $3,000 up to $500,000.
We do not fund startups. To qualify for funding from SMB Funding, your business must be in operation for at least 5 months.
I have a low credit score. Can I still qualify?
Of course! At Greenbox Capital, we know your business’s credit score doesn’t always tell the whole story. That’s why our approvals are based on more than just your credit score. We look at the overall health and potential of your business, including:
- Business revenue
- Cash flow
- Vendor payment history
- Years in business
- Public records
Are there restrictions on the use of working capital funding?
No. We trust that small business owners know best how to use their funding, so we don’t restrict how you use your funds.
- Business revenue
- Cash flow
- Vendor payment history
- Years in business
- Public records
How do I become a sales partner with SMB Funding?
Start by learning more about our ISO program. If you’re interested in becoming an ISO partner, call us at (844) 244-5490, or fill out an application online.
Do you fund businesses in Puerto Rico?
Yes, we fund businesses in Puerto Rico, as well as American Samoa, Guam, Northern Mariana Islands, and the U.S Virgin Islands.
How fast can I access working capital cash?
Our application process is built around an in-house communication center that gives our Funding Advisors and underwriters instant access to the information they need to approve your working capital loan. Your funding can be approved in as little as 2-5 business hours, with working capital available in as little as one business day.
Approval for a working capital loan from SMB Funding is based on more than just your business’s credit score. We take into account multiple factors, including:
- Business revenue
- Cash flow
- Vendor payment history
- Years in business
What types of business does SMB Funding finance?
We fund businesses in most industries, including high risk industries. This includes attorneys, dental practices, medical practices, automotive dealers, construction companies, restaurants, retailers, manufacturers, gas stations, dry cleaners, pharmacies, business services, and more.
What information do you need from me to apply?
The information we need depends on the cash advance or loan amount you are applying for. We may need:
- Credit card statements for the previous 3 months
- Bank statements for the last previous 3 months
- A completed application
- Emailed or faxed photocopy of your driver’s license
For faster approvals, you can also provide our Funding Advisors with secure access to your account’s transactional data.
Does SMB Funding offer lines of credit?
Yes, we do offer funding that operates very similar to a business lines of credit, called a merchant cash advance. With a merchant cash advance, businesses can draw less than the full amount approved, then request more as needed so long as the health of the business remains unchanged or improves.
If I need additional financing, can I apply for another cash advance?
Yes. Once you have repaid 50% of your original cash advance, you are eligible to apply for another cash advance called a renewal. In most cases, SMB Funding will also increase the amount of the advance you are eligible to receive.
Get started today
Complete our online application and we’ll contact you to present financing options tailored to your business needs.
Speak to a specialist today!
Speak to one of our trained specialists to better understand what options we have for your business.
